Compassionate Financial Guidance
For Every Life Transition
Find clarity, build confidence, and move forward with a financial plan designed for the life you're living today—and the future you're creating.
Welcome
Life is full of transitions. Some are planned, while others arrive unexpectedly. Whether you’re navigating the loss of a loved one, preparing for retirement, receiving an inheritance, going through a separation, changing careers, or simply looking for greater financial clarity, you don’t have to navigate it alone.
At Empowered Path Wealth Planning, we provide thoughtful, personalized financial planning to help you make informed decisions with confidence. Our approach goes beyond the numbers—we’re here to help you feel supported, empowered, and prepared for whatever comes next.
Who We Help
Navigating Life’s Transitions
Major life changes often bring new opportunities, important decisions, and financial complexity. We’re here to help you navigate each stage with clarity and confidence.
Career & Business Transitions
Whether you’re changing careers, starting a business, preparing for retirement, or planning the sale of a business, we’ll help you make informed financial decisions that support your goals.
Incorporating and Consulting transitions
LIRAs
Pension Transfers
Benefit decisions
Business start-up, growth, purchase, or succession
Cash flow & Tax planning
Family & Relationship Transitions
Changes in your personal or family life can have a significant impact on your financial future. We provide thoughtful guidance through changing family dynamics and evolving financial responsibilities.
Buying, selling, or financing a home
Risk Management review – protecting what matters most
Blended family planning
Fair vs Equal
Is there a business involved?
Prenuptials
Wealth Transitions
Receiving an inheritance, gifting wealth to the next generation, or managing a family legacy requires careful planning. We’ll help you preserve and transfer wealth in a way that reflects your values and long-term objectives.
Aligning wealth with your values
Fair vs Equal
Tax planning & Optimization
Caregiving & Family Responsibilities
As family needs evolve, so do your financial priorities. Whether you’re caring for aging parents, supporting adult children, or balancing multiple generations, we’ll help you create a plan that works for everyone involved.
Preserving family harmony – Family decision making & communication
Housing – Downsizing, multigenerational living or relocating
Government benefits and tax credits
Caregiving costs & funding strategies
Your Next Chapter
Every transition is unique. Whether you’re entering a new phase of life or facing an unexpected change, we’re your trusted financial partner—providing personalized advice and helping you make confident decisions for the future.
Sustainable lifestyle planning – Travel etc.
Downsizing or relocating
Health & Wellness planning
Legacy planning
Succession planning
New career phase or slowing down?
We’re here to help both individuals and families navigate these transitions with clarity, confidence, and compassion.
How We Help
Our planning process is designed to guide you through every stage of your financial journey.
Reflect & Recognize
Gain a clear understanding of where you are today by organizing your financial picture and identifying your priorities.
Review & Reassess
Evaluate your income, investments, insurance, estate plans, tax strategies, and long-term financial goals.
Envision & Design
Develop a personalized financial plan that reflects your values, lifestyle, and vision for the future.
Implement & Secure
Take action with confidence through practical guidance and coordinated implementation.
Adapt & Thrive
Life changes, and your financial plan should too. We provide ongoing advice and support to help you stay on track as your goals evolve.
We’re here to help you move forward – one step at a time.
What We Offer
Comprehensive financial planning tailored to your unique circumstances, including:
- Cash flow and budgeting
- Retirement planning
- Investment planning
- Tax-efficient strategies
- Estate and legacy planning
- Risk management and insurance planning
- Education and family planning
- Business succession and transition planning
- Ongoing financial coaching and advice
What to Expect
Our relationships are built on trust, compassion, and personalized advice.
When you work with Empowered Path Wealth Planning, you can expect:
- A welcoming, supportive environment where your questions are encouraged.
- Clear communication without unnecessary financial jargon.
- Advice tailored to your goals, values, and circumstances—not product sales.
- A planning process that moves at a pace that’s right for you.
- Collaboration with your accountant, lawyer, and other trusted professionals to ensure your financial plan is well coordinated.
Our goal is to help you make confident financial decisions today while creating a plan that supports your future.
You don’t have to do this alone. Let’s walk the path together.
Your Next Chapter Starts Here
Whatever transition you’re facing—or whatever goals you’re working toward—you don’t have to navigate it alone.
We’re here to help you create a clear path forward with thoughtful financial guidance and personalized planning.
Financial advice, Financial planning in the areas of financial management , risk management , asset management, estate planning, tax planning, retirement planning, insurance products, including segregated fund policies are offered through The PREC Planners/ JoAnne Marting Financial Planning Inc. Advisors offer mutual funds and referral arrangements through Quadrus investment services Ltd. Quadrus, Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission. The use of email is not a secure medium and personal information should be transmitted by more secure means. Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate. The information on this website is intended for residents of ON, only.