Resources & Education
At Empowered Path Planning, we partner with community groups, charities, estate lawyers, accountants, and other professionals to support their clients and communities through life’s many transitions.
Our goal is to provide compassionate, clear, and practical financial education and guidance when people are facing change and making important decisions about what comes next. Whether someone is navigating a new chapter, adjusting to a change in income, organizing their finances, or planning for the future, we’re here to help them find stability, build confidence, and make informed decisions.
Guides and Checklists
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer vel nisl eu neque cursus aliquet vel eget justo.
Our Three Core Presentations
Preparing for the Unexpected: What to Know Before You Need to Know It
It’s not about fear – it’s about being ready. This session helps you take the right steps now to make things easier later.
Who it’s for:
Individuals and couples who want to be proactive and prepared for life’s transitions – especially when facing changes related to aging, health, family, or finances.
Key topics covered:
- How to get on the same page with your spouse or partner about finances
- The essential documents and information to have in place
- What to ask, what to organize, and how to feel prepared – not worried
- Practical steps for navigating financial decisions before a transition occurs
- Simple checklists and resources to help you feel informed, confident, and empowered
Monday November 17th at 12pm
Life Has Changed. What Now?
This session offers a soft landing and a structured place to start – with no pressure, just guidance and support.
Who it’s for:
Anyone navigating a significant life transition and feeling unsure about what financial steps to take next.
Key topics covered:
- What truly needs to be handled now—and what can wait
- Understanding changes to income, benefits, pensions, and financial accounts
- Managing well-meaning but overwhelming financial advice
- Making thoughtful financial decisions during times of change
- How to regain a sense of clarity, confidence, and control
Monday December 1st at 12pm
It’s Time to Take Action: Getting Organized After a Pause
There’s no such thing as “too late.” This session is a gentle nudge to move from hesitation to action – at your own pace.
Who it’s for:
Individuals who have put financial decisions on hold during a period of change and are now ready to take the next steps with greater clarity and confidence.
Key topics covered:
- What to review if accounts, wills, investments, or other plans haven’t been updated
- How to work through lingering financial to-dos without feeling overwhelmed
- Practical steps for getting organized and back on track
- How to feel confident moving forward – even if it’s been a while
- A supportive, judgment-free approach to making progress and embracing what comes next
JOIN US ON January 26th at 12pm
Who do you typically work with?
We specialize in supporting individuals and families who are navigating major life changes – such as the loss of a spouse or partner, retirement transitions, or managing an inheritance. While many of our clients are women in their 60s and 70s, we also work with adult children, couples, and caregivers.
Do I need to have investments to work with you?
No. Many clients come to us simply looking for clarity and guidance on their financial picture, even before making investment decisions. Whether you have existing accounts, pensions, or just questions about what to do next, we meet you where you are.
How do you charge for your services?
Our starting point is the Clarity Plan, a one-time flat fee of $2,500 that covers 25–30 hours of work from our team. For more complex situations – such as business ownership, multiple rental properties, or estate transfers – additional fees may apply. We’ll always be upfront and transparent before any work begins.
What’s included in the Clarity Plan?
The plan includes a full review of your household finances, one or two properties, investment and insurance analysis, pension assessments, estate and beneficiary guidance, and a written step-by-step action plan. It’s designed to give you clarity and confidence in moving forward.
Can you work with my existing accountant or lawyer?
Yes. We often collaborate with other professionals to make sure your financial, legal, and tax planning is fully aligned. We’re happy to coordinate with your trusted advisors – or introduce you to professionals in our network if you need additional support.
Do you manage investments as well?
Yes. If you’d like ongoing portfolio management, we can provide this service for an additional percentage-based fee (Assets Under Management model). Some clients choose this option, while others simply use us for financial planning – either way, you’re in control of the relationship.
How is your approach different from other firms?
We understand that financial planning isn’t just about numbers – it’s about people, family, and peace of mind. Our process is paced around your comfort, with clear explanations, a compassionate approach, and practical steps you can follow with confidence.
What happens after the Clarity Plan is complete?
You’ll receive a written plan and action items. Some clients feel empowered to move forward on their own, while others choose to keep working with us for investment management, plan updates, or ongoing support. The choice is always yours.
What if I’m overwhelmed and don’t even know where to start?
That’s completely normal. Many of our clients come to us unsure of what to ask or what documents they even need. Part of our role is to simplify the process – starting with a conversation and guiding you step by step, so you don’t have to figure it out alone.
What if I delay taking action?
Waiting often adds stress and uncertainty. Even small steps – like understanding your pensions or clarifying your monthly cash flow – can provide peace of mind. Our goal is to help you move forward at your own pace, without pressure, but with the knowledge that you don’t have to carry the weight of unanswered questions.
How do I get started?
It begins with a complimentary conversation. We’ll talk about your goals, concerns, and whether the Clarity Plan is the right fit for you. From there, we’ll outline the next steps and share exactly what we’ll need from you to begin.
What if I’m not ready for a full plan?
That’s okay. Some clients prefer to start with a smaller focus – like a pension review or investment check-up – before committing to a full plan. We can adapt our support to meet you where you are today, and expand later if needed.
Your Next Chapter Starts Here
Whatever transition you’re facing—or whatever goals you’re working toward—you don’t have to navigate it alone.
We’re here to help you create a clear path forward with thoughtful financial guidance and personalized planning.